Compare 2026 car insurance rates

Shopping around and comparing car insurance providers can reveal major differences in cost and coverage, helping drivers choose a policy that fits both their budget and needs.

In this article published Nov. 20, 2025, on WalletHub:

I would say that the consumers need to think about their risk. People often underestimate the risk of adverse events. Another problem consumers have is path dependence. Consumers may keep coverage they have had for previous cycles without considering if their choices continue to make sense.

— Cara McDaniel, clinical professor/assistant chair and teaching lead