Best credit cards for recent college graduates
Choosing the right credit card after graduation can set the foundation for strong financial habits and long-term credit growth.
Isys Morrow
In this article published April 22, 2026, on WalletHub:
Your credit score will impact how much you pay for loans in the future. You should aim to build a credit score of 780 or above. Paying your credit card on time is critical. Therefore, you should set up your bill to auto pay. Most students don't realize that credit utilization is also very important. Use your credit card sparingly and pay it off monthly.
— Debra Radway, associate teaching professor
Latest news
- Do entrepreneurs really need a co-founder?
New research suggests solo founders with the right mix of broad and deep expertise can succeed…
- The hottest stock markets lead to the biggest losses
ASU finance expert's research shows that periods of peak investor enthusiasm have often been…
- A look at the Arizona job landscape after June layoffs
ASU supply chain expert explains what's driving uncertainty in the Valley's labor market.