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Best 0% APR credit cards, according to an ASU finance expert

An ASU finance expert answers six questions about 0% credit cards for WalletHub.

In this article published May 3, 2022, on WalletHub, an ASU finance expert answered whether 0% credit cards are immoral because they encourage debt:

No. One can read scriptures or write false accounts under candlelight but we do not blame the light for the type of actions. Similarly, the discipline of the customers in carrying debt or paying it in full determines outcomes.


Sreedhar Bharath, Richard C. Kraemer Professor of Finance

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