
Assessing loan applicants' credit risk via smartphone activities helps improve financial inclusion, finds study
An ASU information systems expert discusses using financial technology to promote financial sustainability and inclusion.
In this story published Dec. 12, 2023, on Phys.org:
Our study is the first to investigate the economic value of alternative data, and it is among the first to identify different types of alternative data that contribute to improving financial inclusion in the microloan industry.
– Tian Lu, assistant professor of information systems
Latest news
- Full-time MBA program helps Gina Larson transition from Peace Corps to running cross-cultural venture
Returning from serving in the Peace Corps in Kosovo, Gina Larson (Full-time MBA '26) has found a…
- The subscription trap and how it impacts students' budgets
Monthly subscriptions can reinforce behaviors like the sunk-cost fallacy and loss aversion,…
- Digital therapeutic approach to health literacy can enhance patients' engagement with educational materials
An ASU information systems expert discusses the limitations of digital technology related to…